Weffic judges a month on income against regular spending. The driving course came out of savings, on purpose, so it sits beside the month and never counts against it.
October is going wellOctober has passed your income
Day 31 of 31 · last entry today
Regular spending
Past income
$6,850
Right on your usual paceOn pace for $6,850
Usual month$5,000Income$6,200
Income$6,200Usual month$5,000
1today
Paid down
Car loan$408.07
Savings
$36,132.70
Up $3,600 over 3 months
MarJunSep
Enough for 7 usual months
2026 so far6 of 6 at or under usual
JFMAMJJASOND
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Your months
2026
6 of 6 months at or under your usual
JFMAMJJASOND
October 2026
A tight month: regular spending ran past incomeA normal month
Income$6,200.00
Regular spending$6,850.00$5,000.00
Paid down Car loan$408.07
Covered by savings$550.00$2,400.00
Your usual at the time$5,000.00
usual
Day 1Day 31
Compare in detail
What was different from your usual
Driving+$1,850.00
Any one-offs in there?
One-offs, covered by savings
Document feesDocuments$550.00
Driving courseDriving$1,850.00
Your best in 2026
Most kept in a monthSeptember 2026$1,200
Lowest regular spendingSeptember 2026$5,000
Longest run at or under your usualApril to September 20266
In 2026, savings covered
Driving courseDriving$1,850.00
Document feesDocuments$550.00
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Settings
Your listsHow it adds upDataAppearanceAboutCategoriesContactsCurrencyCADFind one-offsImport & backupNot backed upPrivacyWhat Weffic isn'tAcknowledgementsWrite to usCount whole loan paymentsPrincipal and interest are spendingThemeSystemWeffic 1.0 (1)Made in
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Privacy
Everything stays on this phoneYour accounts, transactions, categories and receipts are stored only on this iPhone. There's no sign-in, and no server keeps a copy.What goes outExchange ratesOne day's rates per request, with nothing about you or your moneyFetched from a free public currency service when the app opens: the latest rates, and those for any past months your history needs. You can turn this off in Currency.What stays with youReceiptsRead by your iPhone itself. The photo and its text never leave it.BackupsA file in your own iCloud Drive, or wherever you save one. Weffic never sees it.No ads, no trackingNothing about you is used to follow you across other apps or websites
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Import & backup
Not backed up yetEverything is on this iPhone only, and in its own iCloud backup if that's on.Save a copy nowBack up automaticallyOff. A dot on Settings says when a backup is due.Your dataImport a fileCSV, Excel or a Weffic backupExportTo Excel or CSVStart overDeletes every account, transaction, repeating transaction and contact. Your categories stay.
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Analytics
SeptemberOctoberSpending vs previous monthRegular spendingSame as September$5,000RegularAll$5,000Oct 1Oct 31Spending by categoryRegular spending so far$5,000RegularAllHousing$2,286.4546%Food & Dining$1,033.5521%Car loan$469.499%Shopping$361.937%
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Spending
October 2026 · so farRegularAll$5,0002026JFMAMJJASOND
Regular spendingRegularAllNo change$5,000$5,000October vs September$5,000Oct 1Oct 31Nothing changedFood & Dining, Entertainment and 6 more barely moved.
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Accounts
Net worth$25,183.30Sep 30Jan 311M3M6MAllCash & CardsSavingsLoans & creditChequing$4,860.20Visa−$127.50Available $4,872.50Savings$31,400.00Car loan−$10,949.40Paid off Nov 2028Add accountRecord a debt
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Car loan−$10,949.406.49% interest ratePaid offNov 20282 years, 1 month left · $786 interest still to pay$24,0002023todayNov 2028Worked outRecordedProjectedNext paymentSun, Nov 1$469.49Pays it down$410.27Interest$59.22Paid from ChequingEach payment waits in Upcoming
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One-offs in October
These cost much more than usual for their category. Tick what your savings covered, and it stops counting against the month.
Document feesWed, Oct 14 · Documents$550.00
Driving courseThu, Oct 8 · Driving$1,850.00
Always one-off
Documents
Every expense in these categories counts as a one-off, including new ones. Turning one off leaves past expenses as they are.
New accountAccount nameCashCADOpenedCurrent balance$0.00
TypeCash & CardsSavingsLoans & creditProperty & otherCashCredit cardSavingsInvestmentLoanPaid back on a scheduleLine of creditA limit you borrow from and pay backProperty or other
Your backup is readySave it somewhere safe — Files, iCloud Drive, or send it to yourself. It's the only copy the app can't rebuild.Save backup
