Six
principles
No guilt
A big month isn't a bad month
Some costs simply happen. Mark them as one-offs and they sit beside the month, never against it.
Honest numbers
Every number adds up
A figure is what you recorded, or plain arithmetic on it. Where it could differ from your bank's, Weffic says so.
A flexible framework
Room for everything you own and owe
Cash, cards, savings, investments, property and loans, in any currency.
The full framework is free
Every tool is free
Nobody should pay for a tool before they've had time to find out whether it fits.
Privacy
It stays with you
No sign-in, no bank login, no Weffic server. A backup is a file you keep, in your own iCloud Drive or anywhere you like.
Open to feedback
And it's built with you
Missing something, or annoyed by something? Say so. Weffic is shaped by the people who use it.
Six principles
No guilt
Your usual month
Home shows the month against what a normal one costs you.
A big cost
A driving course, $1,850. On paper the month has passed your income.
What was different
Your months sets October beside your usual month. One thing stands out: Driving, $1,850 over.
One tap
Tick what your savings covered. The month is worked out again as you do.
A usual month again
The course sits beside the month, never against it.
One figure
Home gives October's regular spending as $5,000.
Where it comes from
Analytics, then Spending by category. The same $5,000.
Made of these
Eight categories. Together, $5,000.00.
Open one
Food & Dining is two rows: $612.40 and $421.15.
Down to what you recorded
Four grocery runs. Nothing is estimated.
One line
Accounts. Everything you own, less everything you owe, for every day on file.
Any day
Hold the line and it gives the day, and what you were worth at the end of it.
Own and owe
Four accounts. $36,260.20 owned, $11,076.90 owed.
A loan knows when it ends
Paid off in November 2028. Of the next payment, $410.27 pays it down.
Room for the rest
A new account is a name, a kind and a currency. Cash, cards, savings, investments, loans, lines of credit, property.
As many accounts as you have
Four here, and a fortieth would cost the same. Nothing counts them.
Of every kind
Cash, cards, savings, investments, loans, a line of credit, property.
Every chart
Each chart this page has shown so far is in the free app. So are the ones it hasn't.
And every month you've kept
Go back as far as your records do, and set any month against the one before.
Take your time
No trial to beat. If you ever pay, it's for automation, or for data Weffic pays for itself.
Everything stays on this phone
No sign-in, and no server keeps a copy.
What goes out
One request, for public exchange rates, with nothing about you in it. You can turn it off.
Your data is a file
Import it, export it, back it up. A backup is one file, and you choose where it lives.
And the file is yours
Save it where you like. Weffic keeps no copy of it.
Your turn
The beta
The link will be here when the beta opens.
iPhone only, iOS 26 or later, in English.