Privacy policy
Last updated October 13, 2026. It covers the Weffic app for iPhone and this website.
The short version
- Everything you enter is stored on your iPhone, and copied to your own iCloud Drive while iCloud backup is on. There is no sign-in, and Weffic has no server that keeps a copy.
- Other than Apple's iCloud and App Store, the app asks the internet for one thing: public exchange rates. Nothing about you or your money goes with the request, and you can turn it off.
- No ads, no tracking, and nothing is sold or shared.
What the app keeps, and where
Everything you enter stays in the app's own space on your iPhone: accounts and their balances, transactions, categories, plans, loans, holdings, receipts, and your settings. Weffic cannot see any of it.
- People you lend to or borrow from are names you type in yourself. The app does not read your phone's contacts.
- A receipt is read by your iPhone itself. The photo and its text never leave it.
- If you set up Apple Pay capture, the Shortcuts app on your iPhone hands Weffic the details of a payment, such as the store, the amount and the card's name. That happens on the phone.
- Widgets read a small file the app writes on your iPhone.
What leaves your iPhone
Weffic itself asks the internet for one thing: exchange rates. When the app opens it downloads a file of the day's rates, and of any past months your history needs. The request says which day's rates it wants and nothing else: no account, no amount, and nothing that identifies you. The file is public, and the same for everyone who asks.
The file is served by two delivery networks, jsDelivr and, if that one fails, Cloudflare Pages. Like any site you visit, they see the internet address a request comes from.
You can stop these requests in Settings › Currency by turning off Update rates on launch.
Everything else goes to Apple, under your Apple Account: the copies iCloud backup makes, and anything you buy in the App Store. Both are described below.
Backups
Weffic backs itself up to your iCloud Drive. Unless you turn iCloud backup off, Weffic saves a copy of everything you've entered to a Weffic folder there, on days when something changes. The folder keeps a copy for each of the last 30 days, and one a month for a year before that. You can turn iCloud backup off, and remove every copy, in Settings › Import & backup › iCloud backup.
You can also make a backup file yourself in Settings › Import & backup. It goes where you save it: your own iCloud Drive, the Files app, or anywhere you send it.
Weffic keeps no copy of either, and has no way to open them. A file in iCloud Drive is kept by Apple, under your Apple Account and Apple's own privacy policy. The same is true if you back up your whole iPhone: Apple may include the app's data in that backup, as it does other apps'.
What Weffic receives
Mail you send
Settings › About › Write to us opens a mail in your own mail app, addressed to help@weffic.com, with the app's version as its subject. We receive what you send: your address, what you wrote, and anything you attach. We use it to answer you and to make the app better, and we delete it if you ask.
Weffic Plus
Weffic Plus is a subscription you buy from Apple with your Apple Account. Apple takes the payment and manages the subscription. The app asks the App Store whether Plus is on, and keeps the answer on your iPhone. Weffic has no server that records who bought it, and never sees your name or how you paid.
Figures from Apple
Apple gives every developer combined figures about downloads and sales, and crash reports from people who have agreed, in their iPhone's settings, to share them with app developers. They do not say who you are. If you try a beta through TestFlight, Apple runs it, and shares with us crash reports and any feedback you choose to send.
Nothing of our own
Weffic has no crash reporting and no usage statistics of its own. If that ever changes, this page and the app's Privacy screen change first.
What Weffic does not do
- It shows no ads.
- It does not follow you across other apps or websites.
- It does not sell or share anything about you.
- It never asks for a bank login, and has no account to sign in to.
This website
These pages set no cookies and count no visits. Their type is served by Google Fonts, and one animation library by cdnjs, which Cloudflare runs. Each sees the internet address that asks for it, as on any site that uses them. The site is hosted by Cloudflare, which keeps ordinary server logs.
Your choices
- Stop the exchange-rate requests in Settings › Currency.
- Turn off iCloud backup, and remove its copies, in Settings › Import & backup › iCloud backup.
- Settings › Import & backup › Start over deletes your accounts, transactions and plans. Deleting the app deletes everything it kept on your iPhone. Copies in your iCloud Drive stay there until you remove them.
- Backup files are yours, to keep or delete wherever you saved them.
- To have mail you sent us deleted, write to help@weffic.com.
Children
Weffic is a tool for keeping track of money and isn't aimed at children. It collects nothing from them, as from anyone.
Changes
If this policy changes, the date at the top changes and the change is described here.
- October 13, 2026: iCloud backup and Weffic Plus are described, and the site's host is named.
Contact
Questions about any of this: help@weffic.com. Weffic is made in Canada.
What Weffic isn't
Weffic keeps track of what you enter and does the arithmetic. It isn't financial, tax or investment advice, and its figures (exchange rates, loan schedules, what a holding is worth) can differ from your bank's or lender's. Their statements are the record.